# Stampli vs. Melio

> Stampli and Melio approach accounts payable from opposite ends of the process. Stampli is a quote-priced procure-to-pay platform built around invoice capture, coding, collaboration, approval controls, ERP integration, and its AI employee Billy. Melio is a small-business payments product with a free single-user tier, a limited monthly allowance of free ACH transfers, paid accounting sync and workflow tiers, and flexible payment methods. The right choice depends less on a generic feature checklist than on whether a company first needs to reduce invoice exceptions or simply move money with less friction.

## Achievements

- Stampli says it supports native functionality across more than 70 ERPs.
- Stampli says its platform serves more than 1,800 customers and processes more than 400,000 invoices per week.
- Melio supports accounts payable and receivable workflows for US small businesses across web and mobile products.
- Melio connects with QuickBooks Online and Xero, with full sync available on paid tiers and limited introductory sync on Go.
- Xero completed its acquisition of Melio in October 2025.

## Latest updates

- **2026-03** — Melio documentation listed four subscription tiers and confirmed that accounting sync, approval controls, user access, and ACH allowances vary by plan.
- **2025-10** — Xero completed its acquisition of Melio.
- **2025-07** — Melio explained that joining Xero would combine its US SMB payments platform with Xero's accounting ecosystem.

## Links

- Website: https://www.stampli.com/
- LinkedIn: https://www.linkedin.com/company/stampli

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Published by YesPress — https://yespress.io
Last updated: 2026-08-16