# Andrew Rostami

> Andrew K. Rostami is a Greater Boston financial-services executive whose career has moved from software engineering and investment analysis to strategy, consumer lending, product, and marketing. He joined Credit Acceptance in April 2022 as Chief Marketing and Product Officer after eight years at Citizens, where his final responsibilities included serving as President of Citizens Pay and EVP, Head of Unsecured Lending & Cards. Credit Acceptance announced in July 2026 that he will step down effective August 14, 2026 and assist with a six-month transition.

- **Role:** Chief Marketing and Product Officer at Credit Acceptance (announced step-down effective 2026-08-14)
- **Organizations:** Credit Acceptance, Citizens Financial Group, Citizens Pay, Bain & Company, Moore Capital Management, IBM
- **Education:** Bachelor of Science in Engineering and Computer Science, Cornell University College of Engineering, Master of Business Administration, The Wharton School, University of Pennsylvania
- **Known for:** Helped build and scale Citizens' point-of-sale financing business and led it as President of Citizens Pay., Led consumer and partnership-oriented businesses spanning Citizens Pay, unsecured lending, and cards., Citizens reported that its point-of-sale program had originated more than $6.4 billion in loans and served over five million accounts by January 2021 while Rostami led Citizens Pay.

## Career timeline

- **Early career** — Began his professional career as a software engineer in technology and financial services; a later published bio identifies IBM among his early employers.
- **2003-2005** — Worked in investment management at Moore Capital Management, analyzing risk and portfolio strategies for a hedge fund with more than $10 billion under management.
- **Before 2014** — Worked at Bain & Company, ultimately as a principal, leading work in corporate strategy, sales and growth acceleration, and customer experience.
- **2014-2022** — Worked at Citizens Financial Group across corporate strategy, unsecured lending, cards, and point-of-sale finance.
- **2017-2022** — Served in senior consumer-finance leadership at Citizens, ultimately as President of Citizens Pay and EVP, Head of Unsecured Lending & Cards.
- **2021** — Led Citizens Pay as the bank expanded and named its point-of-sale financing platform; Citizens said the program had originated more than $6.4 billion and served over five million accounts by January.
- **2022** — Joined Credit Acceptance on April 18 as Chief Marketing and Product Officer.
- **2024** — Discussed dealer growth, product integrations, portfolio incentives, and economic mobility on the Used Car Dealer Podcast and non-prime market conditions on the Auto Remarketing Podcast.
- **2026** — Credit Acceptance announced that he will step down effective August 14 and support the transition of responsibilities for six months.

## Achievements

- Helped build and scale Citizens' point-of-sale financing business and led it as President of Citizens Pay.
- Led consumer and partnership-oriented businesses spanning Citizens Pay, unsecured lending, and cards.
- Citizens reported that its point-of-sale program had originated more than $6.4 billion in loans and served over five million accounts by January 2021 while Rostami led Citizens Pay.
- Helped develop financing partnerships and programs involving brands and retailers including Apple, Microsoft, BJ's Wholesale Club, and other national merchants.
- Joined Credit Acceptance's senior leadership team in 2022 to unite product strategy, customer needs, and corporate brand work.
- Advanced dealer-focused product work at Credit Acceptance, publicly describing improved onboarding, broader financing options, technology integrations, dealer support, and faster payments.

## Latest updates

- **2026-07** — Credit Acceptance announced that Rostami will step down as Chief Product and Marketing Officer effective August 14, 2026 and support the transition for six months.
- **2025-10** — Joined Credit Acceptance's third-quarter earnings call, where the company said it was encouraged by progress on product initiatives.
- **2024-11** — Credit Acceptance highlighted his comments to American Banker on real-time dealer payments; the company said more than 1,500 enrolled dealers could receive funds up to six times daily, including weekends and holidays.
- **2024-07** — Appeared on the Used Car Dealer Podcast to discuss dealer growth, subprime auto finance, technology integrations, and economic mobility.
- **2024-06** — Appeared on the Auto Remarketing Podcast to discuss conditions in non-prime and subprime auto finance and the industry's priorities for the rest of 2024.

## Links

- Website: https://creditacceptance.com
- LinkedIn: https://www.linkedin.com/in/andrew-rostami-2a484a1
- YouTube: https://www.youtube.com/watch?v=VA7odqDsrEo

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Profile page: https://yespress.io/andrew-rostami
Published by YesPress — https://yespress.io
Last updated: 2026-08-11