# Andhy Koesnandar

> Jakarta-based Andhy Koesnandar is a co-founder and Group CEO of Cermati Fintech Group. After seven years in engineering and development at Microsoft, he co-founded Cermati in December 2014; its financial marketplace launched in April 2015. His work has expanded into embedded financial services, with commissioner roles at Cermati Protect and Indodana Finance.

- **Role:** Co-founder and Group CEO at Cermati Fintech Group
- **Organizations:** Cermati Fintech Group, Cermati.com, Cermati Protect, Indodana Finance, Microsoft
- **Nationality:** Indonesian
- **Education:** Bachelor’s degree in Computer Science and Mathematics, University of Nebraska, MS in Computer Science, University of Nebraska, MBA, University of Washington, Michael G. Foster School of Business
- **Known for:** Co-founded Cermati and developed it beyond a comparison marketplace into a group of financial technology businesses., Led CFG when it introduced embedded banking with BCA Digital and Blibli in 2021.

## Career timeline

- **2007-2009** — Software Engineer, Dynamics at Microsoft.
- **2009-2010** — Software Engineer, Cloud Platform at Microsoft.
- **2010-2014** — Development Manager, Bing Travel at Microsoft.
- **2014-12** — Co-founded Cermati with Oby Sumampouw and Carlo Gandasubrata.
- **2015-04** — Cermati marketplace launched.
- **2018-09** — Cermati announced Series B investment from Djarum Group.
- **2021-07** — CFG launched Banking as a Service with BCA Digital and Blibli.
- **2024-09** — Signed the 2023 impact report as Group Chief Executive Officer.

## Achievements

- Co-founded Cermati and developed it beyond a comparison marketplace into a group of financial technology businesses.
- Led CFG when it introduced embedded banking with BCA Digital and Blibli in 2021.

## Latest updates

- **2026-04** — Participated in an Earth Day tree-planting programme at Eduforest Bekasi involving 1,000 trees.
- **2026-03** — As CFG CEO, commented on a company Eid homecoming programme serving 225 participants.
- **2026-01** — Commented on CFG’s recycling collaboration with Kertabumi in South Tangerang.

## Links

- Website: https://cermati.group/
- LinkedIn: https://www.linkedin.com/in/andhyk/

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Profile page: https://yespress.io/andhy-koesnandar
Published by YesPress — https://yespress.io
Last updated: 2026-10-23