# Ameris Bank

> Ameris Bank combines a Southeastern branch network with nationwide specialty lending. Founded in Moultrie, Georgia, in 1971, the Atlanta-based bank serves households and businesses through deposits, mortgages, commercial and SBA lending, treasury services, equipment finance and insurance premium financing. Its parent, Ameris Bancorp, reported $28.49 billion in assets at June 30, 2026.

- **Founded:** 1971
- **Headquarters:** Atlanta, United States
- **Founders:** Eugene M. Vereen, Jr. (Founder)
- **Products:** Personal checking and savings, Mortgage and home equity lending, Commercial and small-business lending, Treasury and cash management, Ameris DirectBiller
- **Notable:** Expanded from its 1971 Moultrie opening into a multi-state bank with nationwide specialty lending., Completed the Fidelity Southern acquisition in July 2019 with $869.3 million of stock consideration at closing., Ameris Bancorp reported record full-year 2025 net income of $412.2 million.

## Products & services

- **Personal checking and savings** — Free Checking, interest-bearing checking, savings, money market accounts, CDs and retirement accounts.
- **Mortgage and home equity lending** — Home purchase, refinancing, government-backed mortgages, construction financing, home equity loans and lines of credit.
- **Commercial and small-business lending** — Business credit, equipment financing, SBA and USDA lending and residential builder finance.
- **Treasury and cash management** — Business payment, receivables, fraud protection and cash-management services.
- **Ameris DirectBiller** — Digital invoicing and payment collection for business clients; announced February 18, 2026.
- **Ameris Mobile** — Mobile check deposits, bill pay, transfers, alerts and debit card controls.
- **Equipment finance and online business lending** — Nationwide specialty financing expanded through the 2021 Balboa Capital acquisition.
- **Insurance premium financing** — Specialty financing to spread insurance premium payments over time.
- **Warehouse lending** — Specialized credit supporting mortgage originators.

## Achievements

- Expanded from its 1971 Moultrie opening into a multi-state bank with nationwide specialty lending.
- Completed the Fidelity Southern acquisition in July 2019 with $869.3 million of stock consideration at closing.
- Ameris Bancorp reported record full-year 2025 net income of $412.2 million.
- Parent company listed on the New York Stock Exchange under ABCB after transferring from Nasdaq in 2024.

## Latest updates

- **2026-10** — Celebrated 55 years on October 1; third-quarter earnings scheduled for release after market close October 22.
- **2026-07** — Reported second-quarter net income of $51.4 million and adjusted net income of $107.3 million; booked an $82.5 million employment-litigation expense accrual.
- **2026-06** — Announced Nashville commercial expansion led by Justin McClain, with an office planned by year-end.
- **2026-02** — Introduced DirectBiller for business invoicing and payment collection.

## Links

- Website: https://www.amerisbank.com/
- LinkedIn: https://www.linkedin.com/company/amerisbank
- Twitter/X: https://twitter.com/amerisbank
- YouTube: https://www.youtube.com/@amerisbankcorp
- Instagram: https://www.instagram.com/amerisbank/
- Facebook: https://www.facebook.com/amerisbank

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Profile page: https://yespress.io/ameris-bank
Published by YesPress — https://yespress.io
Last updated: 2026-10-22