# Ameriflex

> Ameriflex administers employee benefit accounts, COBRA and compliance services for employers and brokers across the United States. Founded in 1998 and part of A.E. Perkins, it combines a multi-account benefits debit card, claims tools, online and mobile access, and customer support. Its distinctive offerings include an aggregate FSA loss guarantee and card-transaction documentation support.

- **Founded:** 1998
- **Headquarters:** Carrollton, United States
- **Founders:** Robert S. Shestack (Founder; former President and COO)
- **Products:** Flexible Spending Account (FSA), Health Savings Account (HSA), Health Reimbursement Arrangement (HRA), Individual Coverage HRA (ICHRA), COBRA and direct billing
- **Notable:** Introduced an early stacked healthcare debit card in 1999, according to its 2018 anniversary announcement., Reports 96% client retention and 95% of participant calls answered within 60 seconds on its current homepage., Reports over $2 billion in cumulative participant savings since 1998; this is a company claim, not annual revenue.

## Products & services

- **Flexible Spending Account (FSA)** — Administration of employer-sponsored pre-tax healthcare spending accounts, with debit-card access and an aggregate plan-year FSA Guarantee.
- **Health Savings Account (HSA)** — Account administration, online and mobile access, savings and investment functionality for eligible account holders.
- **Health Reimbursement Arrangement (HRA)** — Administration of employer-funded arrangements that reimburse eligible healthcare expenses.
- **Individual Coverage HRA (ICHRA)** — Administration of employer-funded reimbursements for qualifying individual health coverage and eligible expenses, subject to plan rules.
- **COBRA and direct billing** — Continuation-coverage administration, required notices, billing, collections and participant account access.
- **Compliance services** — ERISA wrap and SPD documents, Form 5500 filing, nondiscrimination testing, and ACA reporting services.
- **MyPlanConnect** — Connects transactions with carrier explanations of benefits to help prepare and substantiate reimbursement claims.
- **Card Swipe Guarantee** — FSA and HRA transaction verification and documentation support; published help guidance describes exceptions.
- **Additional spending accounts** — Dependent care, commuter, limited-purpose FSA, excepted-benefit HRA, lifestyle spending and tuition reimbursement programs.
- **Vision care** — XP Health vision benefits distributed through Ameriflex’s broker channels, announced in March 2025.
- **Care navigation and virtual care** — Additional healthcare access and navigation benefits offered alongside account administration.

## Achievements

- Introduced an early stacked healthcare debit card in 1999, according to its 2018 anniversary announcement.
- Reports 96% client retention and 95% of participant calls answered within 60 seconds on its current homepage.
- Reports over $2 billion in cumulative participant savings since 1998; this is a company claim, not annual revenue.
- 2018 anniversary release lists 2015 and 2016 Best Benefits Delivery Pay Awards and a 2017 healthcare payments innovation Pay Award.
- William Short was an EY Entrepreneur Of The Year Southwest regional finalist in 2016.

## Latest updates

- **2026-10** — October 14 joint SALTA announcement reported results from a five-year HRA-backed direct-primary-care initiative; results are partner-reported, not independently verified here.
- **2026-09** — September 22 article described adding three compliance questions and applicable compliance-service purchases to the renewal process.
- **2026-06** — June 2 announcement introduced partnership with Key Benefit Administrators.
- **2025-12** — December 2 announcement introduced Aflac public-sector consumer-directed account administration partnership.
- **2025-03** — March 3 XP Health announcement introduced pre-packaged vision benefit distribution through Ameriflex.

## Links

- Website: https://myameriflex.com/
- LinkedIn: https://www.linkedin.com/company/ameriflex/
- Twitter/X: https://twitter.com/ameriflex
- Facebook: https://facebook.com/ameriflex125

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Profile page: https://yespress.io/ameriflex
Published by YesPress — https://yespress.io
Last updated: 2026-10-25