# Americor

> Americor is an Irvine-based consumer finance business centered on negotiating unsecured debts for consumers facing financial hardship. Its group connects settlement services through Americor Funding with personal loans through Credit9 and mortgage services through Mission Loans. The company reported more than 585,000 people and families helped by August 2026; fees, credit damage, creditor cooperation, and program completion determine the value for an individual customer.

- **Founded:** 2009
- **Headquarters:** Irvine, United States
- **Founders:** Benny Ganatra (Founder and Executive Chairman)
- **Products:** Americor debt resolution, Credit9 personal and consolidation loans, Client app and online portal, Free debt assessment, Mission Loans mortgage services
- **Notable:** Reported more than 585,000 individuals and families helped and over $5.5 billion of unsecured debt settled in August 2026., Closed a $153.15 million settlement-fee-backed securitization in November 2025; KBRA independently confirmed ratings and transaction size., Announced a fourth consecutive Top Workplaces USA award in April 2026.

## Products & services

- **Americor debt resolution** — Negotiates eligible unsecured balances with creditors. Customers build funds in a dedicated account and approve individual settlement offers. Disclosed program fees are 14%–29% of enrolled debt; successful completers typically take 24–48 months. KBRA dates the start of debt resolution services to 2016.
- **Credit9 personal and consolidation loans** — Lending through sister company Credit9, LLC. Eligible settlement customers may qualify for an Americor Advantage loan after six months of regular deposits and additional underwriting. A loan creates a new repayment obligation; eligibility is not automatic.
- **Client app and online portal** — Lets customers monitor their program, review information and access financial education. Supports the service rather than a separately priced SaaS product.
- **Free debt assessment** — A consultation to review unsecured debts, goals, budget and available options; initial eligibility checks use a soft credit pull.
- **Mission Loans mortgage services** — The group’s Mission Loans, LLC subsidiary provides mortgage and home-equity products, including purchase and refinance services.

## Achievements

- Reported more than 585,000 individuals and families helped and over $5.5 billion of unsecured debt settled in August 2026.
- Closed a $153.15 million settlement-fee-backed securitization in November 2025; KBRA independently confirmed ratings and transaction size.
- Announced a fourth consecutive Top Workplaces USA award in April 2026.
- Americor Funding appears on the 2023 Inc. 5000 honoree profile.

## Latest updates

- **2026-08** — Announced Alex Rodriguez consumer-awareness partnership; reported over 585,000 individuals and families helped and more than $5.5 billion of unsecured debt settled.
- **2026-05** — Announced recognition in Forbes Advisor’s 2026 debt relief company selection.
- **2026-04** — Announced fourth consecutive Top Workplaces USA award.
- **2026-01** — Appointed Brent Novotchin to Head of Sales while retaining his strategic partnerships responsibilities.
- **2025-11** — Closed $153.15 million AMDR ABS Trust 2025-1 financing backed by settlement-fee rights.

## Links

- Website: https://americor.com/
- LinkedIn: https://www.linkedin.com/company/americor-financial/
- Twitter/X: https://twitter.com/Americorloans
- YouTube: https://www.youtube.com/@Americor
- Instagram: https://www.instagram.com/_americor/
- Facebook: https://www.facebook.com/americorfinancial/

---

Profile page: https://yespress.io/americor
Published by YesPress — https://yespress.io
Last updated: 2026-10-25