# Akshay Garg

> Akshay Garg is the Singapore-based co-founder and Group CEO of Kredivo Group, formerly FinAccel. After roles at Deloitte and the International Labour Organization, entrepreneurial projects in China and co-founding adtech company Komli Media, he co-founded the business behind Kredivo with Umang Rustagi and Alie Tan. His group has expanded from digital consumer credit into banking, including Krom in Indonesia and the Timo platform in Vietnam.

- **Role:** Co-founder and Group CEO at Kredivo Group
- **Organizations:** Kredivo Group, FinAccel, Komli Media, Kauffman Fellows, International Labour Organization, Deloitte Consulting
- **Nationality:** Indian
- **Education:** Bachelor of Arts; fields reported as economics, government and mathematics, Whitman College, Graduate Institute of International and Development Studies, Geneva
- **Known for:** Co-founded Komli Media, an Asian advertising technology business., Co-founded the group behind Kredivo’s digital consumer credit platform., EY Entrepreneur Of The Year 2022 Singapore, Financial Technology category winner.

## Career timeline

- **2000-2002** — Business analyst at Deloitte Consulting in Seattle.
- **2003-2004** — Research analyst at the International Labour Organization in Geneva.
- **2005-2006** — Pursued restaurant and lifestyle-magazine ventures in Kunming, China.
- **2006** — Co-founded Komli Media; subsequently held international business development and corporate strategy roles.
- **2010** — Singapore became his base, according to his 2022 interview.
- **2013-2015** — Kauffman Fellow, Class 18.
- **2015** — Co-founded FinAccel with Umang Rustagi and Alie Tan; company incorporated in December.
- **2016** — Kredivo began operating and disbursed its first loan in April.
- **2021** — Announced proposed public listing via VPC Impact Acquisition Holdings II merger.
- **2022** — Merger agreement terminated in March; won the Financial Technology category of EY Entrepreneur Of The Year Singapore.
- **2023** — Parent renamed Kredivo Group; approximately $270 million Series D announced.
- **2024** — Group bank Krom launched digital banking in February.
- **2025** — Group acquired earned wage access platform GajiGesa in February.
- **2026** — Group announced approximately 100% acquisition of Timo in May.

## Achievements

- Co-founded Komli Media, an Asian advertising technology business.
- Co-founded the group behind Kredivo’s digital consumer credit platform.
- EY Entrepreneur Of The Year 2022 Singapore, Financial Technology category winner.
- Kauffman Fellow, Class 18.
- Led Kredivo Group during its expansion into Indonesian and Vietnamese digital banking.

## Latest updates

- **2026-09** — Kredivo Group’s milestone timeline records publication of its Social and Economic Impact Report for its tenth anniversary.
- **2026-05** — Kredivo Group announced the Timo acquisition, retaining the Timo brand and planning to rebrand Kredivo Vietnam as Timo Credit.
- **2026-01** — Group timeline records an expanded IDR 3 trillion credit facility with Bank DBS Indonesia.

## Links

- Website: https://kredivocorp.com/
- LinkedIn: https://www.linkedin.com/in/gargakshay

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Profile page: https://yespress.io/akshay-garg
Published by YesPress — https://yespress.io
Last updated: 2026-10-15