# Agora Data

> Agora Data combines predictive credit modeling, portfolio analytics and structured financing for U.S. auto dealers and consumer finance companies serving non-prime borrowers. Its platform connects smaller loan originators with institutional capital and offers eligible dealers participation in ongoing loan profits.

- **Founded:** 2017
- **Headquarters:** Arlington, United States
- **Founders:** Steve Burke (Co-founder and Chief Executive Officer), Christopher Hawke (Co-founder and Chief Legal Officer), Matt Burke (Co-founder, President and Chief Operating Officer)
- **Products:** AgoraCapital, AgoraCapital Subscription, AgoraInsights, AgoraPortal, Nuron
- **Notable:** Closed a pooled auto securitization on December 29, 2020, combining originator portfolios from $11,000 to more than $20 million; described by Agora as the first crowdsourced auto securitization., Completed its first rated 144A asset-backed securitization, a $112 million transaction, announced June 10, 2025., Selected for LinkedIn’s 2024 Dallas Top Startups list.

## Products & services

- **AgoraCapital** — Structured funding and dealer programs including OnRamp and WealthBuilder, with additional loan profit participation subject to eligibility and performance.
- **AgoraCapital Subscription** — Advertised at $299 monthly as of October 2026; includes Insights, portal access, no application fees and funding access subject to approval. Contract fees also apply.
- **AgoraInsights** — Portfolio reporting on value, cash flows, delinquency and deal structure.
- **AgoraPortal** — Loan-level portfolio information and origination guidance for dealers and finance companies.
- **Nuron** — Proprietary risk, pricing and fraud models; Agora says its models were trained on more than $350 billion in loan principal data.
- **AgoraTrade Auto Loan Trust (ATALT)** — Trust-based exposure to seasoned performing auto loans for qualified financial institutions, typically in $5 million to $50 million-plus portfolios. Advertised target net annual return is at least 7%, subject to structure and terms.
- **ALTRUVO** — Auto-finance platform on Figure infrastructure for tokenized auto-loan assets, incorporating Agora underwriting and asset validation.

## Achievements

- Closed a pooled auto securitization on December 29, 2020, combining originator portfolios from $11,000 to more than $20 million; described by Agora as the first crowdsourced auto securitization.
- Completed its first rated 144A asset-backed securitization, a $112 million transaction, announced June 10, 2025.
- Selected for LinkedIn’s 2024 Dallas Top Startups list.
- Announced live availability of Agora-originated auto loans on Figure on March 26, 2026.
- Co-founder Matt Burke named 2026 President of the National Auto Finance Association.

## Latest updates

- **2026-10** — Published dealer education on dealer-owned finance and subprime funding documentation.
- **2026-06** — Added GWC Warranty vehicle service contract and GAP offerings; Matt Burke named NAF Association President.
- **2026-04** — Announced discounted GPS products through PassTime partnership.
- **2026-03** — Announced live tokenized auto-loan assets on Figure through ALTRUVO.
- **2026-02** — Announced Figure partnership and strategic equity investment.

## Links

- Website: https://agoradata.com/
- LinkedIn: https://www.linkedin.com/company/agora-data-inc.
- Twitter/X: https://twitter.com/AGORA_Data
- YouTube: https://www.youtube.com/c/AgoraData/videos
- Instagram: https://www.instagram.com/agoradata/
- Facebook: https://www.facebook.com/AGORAData/

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Profile page: https://yespress.io/agora-data
Published by YesPress — https://yespress.io
Last updated: 2026-10-25