# Adrianus Hitijahubessy

> Adrianus Hitijahubessy is the Indonesian co-founder of JULO, publicly listed as its CEO and as a commissioner of PT Julo Teknologi Finansial. Born in Pekanbaru and educated in Singapore and Texas, he worked at Capital One, eBay and Cignifi before returning to Indonesia in 2016 to build a digital lending business for underserved consumers.

- **Role:** CEO & Co-founder at JULO; Commissioner at PT Julo Teknologi Finansial
- **Organizations:** JULO, PT Julo Teknologi Finansial, Cignifi Inc., eBay, Capital One, Startup Studio Indonesia
- **From:** Pekanbaru, Indonesia
- **Nationality:** Indonesian
- **Education:** Bachelor of Science in Mechanical Engineering, The University of Texas at Austin, Master of Science in Mechanical Engineering, Mechatronics, The University of Texas at Austin, Victoria Junior College, Singapore
- **Known for:** Co-founded JULO, a digital credit business operating across Indonesia., JULO announced a $5 million Series A in May 2018 and a $10 million extension in September 2019., JULO secured a $30 million equity and $50 million debt package from Credit Saison in April 2022.

## Career timeline

- **2006-2012** — Worked at Capital One in principal analyst and analytics roles covering operations, collections, customer analytics and risk.
- **2012-2014** — Business and product analytics at eBay in the San Francisco Bay Area.
- **2014-2016** — Product and risk analytics and head of product at Cignifi; dates follow his public LinkedIn.
- **2016** — Returned to Indonesia and co-founded JULO with Hans Sebastian and Victor Darmadi.
- **2017** — JULO launched its Android lending app.
- **2023** — Listed on the Indonesian government’s Startup Studio mentor roster.

## Achievements

- Co-founded JULO, a digital credit business operating across Indonesia.
- JULO announced a $5 million Series A in May 2018 and a $10 million extension in September 2019.
- JULO secured a $30 million equity and $50 million debt package from Credit Saison in April 2022.
- JULO reported operating profit breakeven in December 2023.

## Latest updates

- **2026-07** — JULO reported over Rp28 trillion in cumulative financing, over 3.3 million users and coverage across 38 provinces; these are company-reported results.
- **2025-03** — Adrianus commented publicly on JULO’s iOS launch and reaching a broader user segment.
- **2023-12** — JULO reported operating profit breakeven.

## Links

- LinkedIn: https://www.linkedin.com/in/adrianus-hitijahubessy/

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Profile page: https://yespress.io/adrianus-hitijahubessy
Published by YesPress — https://yespress.io
Last updated: 2026-10-14