# ADIB - Abu Dhabi Islamic Bank

> Abu Dhabi Islamic Bank is a publicly listed universal bank that packages Sharia-compliant finance into familiar consumer, business and investment tools. Founded in 1997 as Abu Dhabi's first Islamic bank, ADIB now serves more than 2 million customers, runs a broad regional network and is using digital onboarding, instant payments, fractional sukuk and automated decisioning to make ethical finance feel less like a specialist category and more like everyday infrastructure.

- **Founded:** 1997
- **Headquarters:** Abu Dhabi, United Arab Emirates
- **Team size:** Approximately 10,000 employees listed on LinkedIn as of 2026; the supplied company record estimates 11,000
- **Products:** Personal banking, Sharia-compliant financing, Wealth and private banking, Business and wholesale banking, ADIB Direct
- **Notable:** Incorporated in 1997 as the first Islamic bank in the Emirate of Abu Dhabi., Reached AED 281 billion in assets and AED 7.1 billion in net profit after tax in 2025., Added approximately 283,000 new customers during 2025.

## Products & services

- **Personal banking** — Current, savings, salary, youth and investment accounts, covered cards, transfers and digital banking for individuals.
- **Sharia-compliant financing** — Personal, home, car, education, travel and debt-settlement finance structured under Islamic principles.
- **Wealth and private banking** — Portfolio, investment and advisory services for affluent and private-banking customers, including access to sukuk.
- **Business and wholesale banking** — Accounts, working-capital and term finance, trade finance, cash management, foreign-exchange hedging and government-sector banking.
- **ADIB Direct** — A corporate digital platform for account management, payments, payroll, collections, liquidity and trade-finance workflows.
- **Smart Sukuk** — A mobile platform for fractional sukuk investing, initially lowering access to selected instruments to USD 1,000 and later offering UAE government sukuk from AED 4,000.
- **Rem it!** — A Visa Direct-powered real-time cross-border transfer service reaching cards, wallets and accounts globally.
- **Digital home-finance pre-approval** — Automated in-principle home-finance decisions designed to reduce a days-long process to minutes.
- **Digital Wage Protection System service** — Mobile and corporate-app salary registration and payment integrated with UAE regulatory systems.
- **Takaful, brokerage and property services** — Group services spanning Islamic insurance, securities brokerage, asset management and property management.

## Achievements

- Incorporated in 1997 as the first Islamic bank in the Emirate of Abu Dhabi.
- Reached AED 281 billion in assets and AED 7.1 billion in net profit after tax in 2025.
- Added approximately 283,000 new customers during 2025.
- Reported 94% of banking transactions conducted digitally and 90% of customers enrolled through digital channels.
- Launched Smart Sukuk in 2025, described as the first fractionalised sukuk trading platform offered by a bank.
- Named Middle East's Best Bank for Consumers, UAE's Best Bank for Consumers, UAE's Best Islamic Bank and UAE's Best Islamic Bank for ESG by Euromoney in 2025.
- Issued a USD 500 million green sukuk and committed to mobilise AED 60 billion in sustainable finance by 2030.
- Maintained an MSCI AA ESG rating and improved its Sustainalytics ESG Risk Rating to 16.8 in 2025.
- Won Rising Star Sukuk House of the Year and Islamic Project Finance House of the Year at the 2026 GBM Middle East Awards.

## Latest updates

- **2026-07** — ADIB and Dubai's Department of Economy and Tourism launched a digitally native DET Connect Account for SMEs.
- **2026-06** — ADIB won two 2026 Global Banking & Markets Middle East awards for sukuk and Islamic project finance.
- **2026-06** — ADIB and Abu Dhabi Housing Authority introduced instant digital home-finance pre-approval for eligible UAE nationals.
- **2026-06** — ADIB integrated UAE Wage Protection System services into its personal and corporate apps.
- **2026-05** — ADIB and DAMAC launched a home-finance package designed to reduce upfront costs for buyers.
- **2026-04** — ADIB reported AED 20.3 billion in sustainable finance mobilised by the end of 2025.
- **2026-03** — Shareholders approved an AED 3.5 billion cash dividend after 2025 profit before tax reached AED 8.1 billion.

## Links

- Website: https://www.adib.ae/en/
- LinkedIn: https://www.linkedin.com/company/abu-dhabi-islamic-bank
- Twitter/X: https://twitter.com/adibtweets
- YouTube: https://www.youtube.com/@AbuDhabiIslamicBankADIBTV
- Instagram: https://www.instagram.com/adib_bank/
- Facebook: https://www.facebook.com/ADIB

---

Profile page: https://yespress.io/adib-abu-dhabi-islamic-bank
Published by YesPress — https://yespress.io
Last updated: 2026-08-15