# Adaptive

> Adaptive is a New York-based fintech building an AI-native financial platform for the construction industry. It sits on top of QuickBooks to automate the money side of building projects - reading incoming bills, matching them to the right job and cost code, routing approvals, tracking budgets and draws, managing vendor compliance, and processing payments. Founded in 2021 by Matt Calvano, Henry Bradlow, and Francisco Enriquez, the company serves custom homebuilders, general contractors, developers, and specialty trades, and raised a $19M Series A led by Emergence Capital in 2024.

- **Founded:** 2021
- **Headquarters:** New York, United States
- **Founders:** Matt Calvano (Co-Founder & CEO), Henry Bradlow (Co-Founder & CTO), Francisco Enriquez (Co-Founder & CFO)
- **Team size:** 76
- **Products:** AI-powered accounts payable, Budgets & draws, Vendor management & compliance, QuickBooks integration, Cash flow analytics & reporting
- **Notable:** Named to CB Insights' 2024 list of the 100 Most Innovative Fintech Startups, Raised $26.4M total across seed and Series A rounds, 280+ construction companies managing $1.4B+ in project volume by mid-2024

## Products & services

- **AI-powered accounts payable** — Reads incoming bills and receipts, matches them to the correct job and cost code, routes them for approval, and processes payment - reducing manual data entry and cost-tracking errors.
- **Budgets & draws** — Real-time construction budgets with automated draw package creation and construction-specific financial reporting.
- **Vendor management & compliance** — Tracks vendor documents, insurance, and lien waivers, automating compliance workflows for accounts payable.
- **QuickBooks integration** — Bi-directional sync with QuickBooks Online so contractors keep their existing accounting system while Adaptive handles construction-specific workflows.
- **Cash flow analytics & reporting** — Expense tracking, accounts receivable, electronic payments, and dashboards that give construction teams real-time financial visibility across projects.

## Achievements

- Named to CB Insights' 2024 list of the 100 Most Innovative Fintech Startups
- Raised $26.4M total across seed and Series A rounds
- 280+ construction companies managing $1.4B+ in project volume by mid-2024
- Backed by Emergence Capital and Andreessen Horowitz
- Onboarding builders in under one hour

## Latest updates

- **2024-07** — Closed a $19M Series A led by Emergence Capital to expand engineering and product and reach more construction companies.
- **2024-06** — Named to CB Insights' list of the 100 Most Innovative Fintech Startups of 2024.
- **2024-01** — Showcased its AI-native platform for construction finance at Chicago Build Expo 2024.

## Links

- Website: https://www.adaptive.build
- LinkedIn: https://www.linkedin.com/company/adaptiverealestate
- Twitter/X: https://twitter.com/AdaptiveBuilds
- Facebook: https://facebook.com/adaptivebuilds/

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Profile page: https://yespress.io/adaptive
Published by YesPress — https://yespress.io
Last updated: 2026-07-22