# ACI Worldwide

> ACI Worldwide sells payment software and services to banks, payment intermediaries, merchants and billers. Its portfolio spans card processing, account-to-account transfers, merchant payment orchestration, bill payment and fraud management, with Connetic bringing bank payment capabilities into a common platform.

- **Founded:** 1975
- **Headquarters:** Omaha, United States
- **Founders:** James Cody (Co-founder), Dave Willadsen (Co-founder), Dennis Gates (Co-founder)
- **Products:** BASE24, ACI Connetic, ACI Payments Orchestration Platform, ACI Speedpay, ACI Fraud Management
- **Notable:** Developed BASE24, launched in 1982, from its early work on ATM systems., Expanded internationally with an Australian bank customer in 1981., Acquired Speedpay for $750 million in cash in 2019, subject to customary adjustments.

## Products & services

- **BASE24** — Payment-processing product family launched for ATM networks, later extended to point-of-sale and other banking transactions.
- **ACI Connetic** — Cloud-native bank payments hub combining account-to-account and card capabilities with integrated fraud tools; available through customer-managed, managed-service and SaaS arrangements.
- **ACI Payments Orchestration Platform** — Merchant platform connecting payment channels, acquiring partners, alternative methods, routing, tokens and fraud controls.
- **ACI Speedpay** — Digital billing and bill-payment services for organizations including utilities, lenders, insurers, government and education; Speedpay acquired in 2019.
- **ACI Fraud Management** — Fraud and financial-crime tools using models, behavioral analysis and human expertise for banks, merchants and billers.
- **Implementation and support services** — Integration, configuration, training and ongoing technical support for enterprise payment deployments.

## Achievements

- Developed BASE24, launched in 1982, from its early work on ATM systems.
- Expanded internationally with an Australian bank customer in 1981.
- Acquired Speedpay for $750 million in cash in 2019, subject to customary adjustments.
- Launched Connetic in May 2025.
- Solaris brought its first Connetic modernization phase, SEPA Instant, live in September 2026.

## Latest updates

- **2026-09** — September 30: FHLB Cincinnati announced its move to Connetic as a service, with Fedwire in scope; ACI operates the platform and the bank manages payment operations.
- **2026-09** — September 24: Solaris went live on Connetic for SEPA Instant, completing the first modernization phase.
- **2026-08** — August 6: ACI reported Q2 revenue of $430 million, up 7%, and raised full-year revenue and adjusted EBITDA guidance.
- **2026-02** — February 26: ACI reported fiscal 2025 revenue growth of 10% and recurring revenue of $1.21 billion.

## Links

- Website: https://www.aciworldwide.com/
- LinkedIn: https://www.linkedin.com/company/aci-worldwide
- Twitter/X: https://twitter.com/ACI_Worldwide
- YouTube: https://www.youtube.com/watch?v=NW7tz7w4k6g
- Instagram: https://www.instagram.com/aciworldwide/
- Facebook: https://www.facebook.com/aciworldwide

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Profile page: https://yespress.io/aci-worldwide
Published by YesPress — https://yespress.io
Last updated: 2026-10-23