# ACI Payments

> ACI Payments, Inc., formerly Official Payments, is a U.S. payment processor owned by ACI Worldwide. It helps people pay taxes, utility bills, tuition and other institutional obligations through digital and telephone channels, with processing fees and payment options that depend on the biller and payment method.

- **Founded:** 1994
- **Headquarters:** Elkhorn, United States
- **Products:** Federal tax payments, State and local payments, Education payments and payment plans, My Account, Fee Calculator and Payment Verification
- **Notable:** Official Payments served more than 3,000 customers at the time of the November 2013 acquisition., At the September 2013 acquisition announcement, Official Payments processed approximately 20 million payments and over $9 billion annually., Continues to appear on the IRS list of approved card-payment processors as checked October 25, 2026.

## Products & services

- **Federal tax payments** — Dedicated federal-payment website and telephone channel for supported IRS payments by card and eligible digital wallets.
- **State and local payments** — Payment processing for participating tax agencies, municipalities, utilities and other billers.
- **Education payments and payment plans** — Tuition and other school-expense processing, including installment services at participating institutions. The service agreement states that ACI is not lending money.
- **My Account** — Payment history, e-wallet, reminders, scheduled payments and dashboard tools; availability depends on the service and biller.
- **Fee Calculator and Payment Verification** — Tools to check processing fees and verify payment activity.
- **ACI Speedpay** — Related ACI Worldwide bill-payment platform serving institutions across multiple sectors. The parent acquired Western Union’s U.S. Speedpay business in 2019; its portfolio metrics should not be assigned solely to ACI Payments.

## Achievements

- Official Payments served more than 3,000 customers at the time of the November 2013 acquisition.
- At the September 2013 acquisition announcement, Official Payments processed approximately 20 million payments and over $9 billion annually.
- Continues to appear on the IRS list of approved card-payment processors as checked October 25, 2026.

## Latest updates

- **2026-09** — Parent-portfolio update: ACI published the 2026 Speedpay Pulse Report, reporting that more than three in five respondents valued control over bill-payment timing and describing Speedpay ONE modernization.
- **2026-08** — Parent-portfolio update: ACI Worldwide reported Q2 Biller revenue of $234 million and continued investment in Speedpay ONE. This is segment revenue, not standalone ACI Payments revenue.

## Links

- Website: https://www.acipayonline.com/
- LinkedIn: https://www.linkedin.com/company/acipayonline

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Profile page: https://yespress.io/aci-payments
Published by YesPress — https://yespress.io
Last updated: 2026-10-25