# Access Softek

> Access Softek is a privately held digital-banking software company that gives credit unions and community banks a configurable online and mobile platform spanning consumer and business banking, account opening, lending, payments, fraud control, biometric authentication, communications, investing and cryptocurrency. Founded by Chris Doner in Berkeley in 1986 and now headquartered in Chicago, it serves more than 400 financial institutions through a B2B software-and-services model built around in-house development, more than 160 integrations and a refusal to take venture capital.

- **Founded:** 1986
- **Headquarters:** Chicago, United States
- **Founders:** Chris Doner (Founder and CEO)
- **Team size:** Approximately 350 employees; public profiles place the company in the 201-500 employee range.
- **Products:** Access Digital Consumer Banking, Access Digital Business Banking, Online Account Opening, Access Digital Lending, Fraud Control
- **Notable:** Built an app-based mobile-banking product early in the smartphone era and later offered native app, mobile-browser and SMS banking together., Serves more than 400 credit unions and community banks., Maintains more than 160 fintech and core-system integrations.

## Products & services

- **Access Digital Consumer Banking** — A configurable online and mobile banking platform with account views, transfers, deposits, payments, alerts, chat and third-party integrations.
- **Access Digital Business Banking** — Digital banking for sole proprietors through larger businesses, including enrollment, ACH and cash management, wires, bill pay, invoicing, payment acceptance, entitlements and QuickBooks connectivity.
- **Online Account Opening** — A configurable onboarding flow with identity verification, biometrics, real-time monitoring, funding and core integration.
- **Access Digital Lending** — Omnichannel loan applications with automated decisioning, personalization, analytics, fraud protection and support for multiple loan types.
- **Fraud Control** — Real-time, behavior-based fraud detection designed to flag out-of-pattern activity during a digital banking session.
- **Biometric Authentication Manager (BAM)** — Cross-channel biometric authentication for mobile, online, contact-center and branch interactions.
- **EasyVest** — White-label automated and self-directed investing integrated into a financial institution's online and mobile banking experience.
- **EasyCoin** — A white-label cryptocurrency experience embedded in digital banking, enabling participating institutions to offer buying and selling inside their branded channel.
- **Conversational Banking and Access Connect** — Chatbot, video chat, secure communications and engagement tools that connect users with service inside the banking experience.
- **Security Review** — Assessment services focused on digital banking security and risk controls.

## Achievements

- Built an app-based mobile-banking product early in the smartphone era and later offered native app, mobile-browser and SMS banking together.
- Serves more than 400 credit unions and community banks.
- Maintains more than 160 fintech and core-system integrations.
- Biometric Authentication Manager received a CUNA Technology Council Best of Show award.
- Demonstrated an integrated white-label robo-advisor and real-time neural-network fraud control at FinovateFall 2018.
- Earned Corelation KeyStone certification in 2024.
- Has operated without venture-capital funding since its 1986 founding.

## Latest updates

- **2026-05** — University Credit Union signed a new five-year agreement and planned a June 2026 transition to Access Digital.
- **2026-01** — Arkansas Best Federal Credit Union selected a broad Access Digital package spanning consumer banking, account opening, lending, biometrics, fraud controls and partner integrations.
- **2026-01** — Illinois State Credit Union selected Access Digital for a planned January 2027 launch with real-time payments, engagement and fraud tools.
- **2025-07** — Great Erie Federal Credit Union selected Access Digital for a digital conversion expected in 2026.
- **2025-07** — Brian McNutt joined as senior vice president of product after product leadership roles including co-founding Lumin Digital.
- **2024-12** — Access Softek achieved certification for integration with Corelation's KeyStone credit-union core.
- **2024-11** — Access Softek and Alacriti announced integrated access to RTP network and FedNow instant payments.

## Links

- Website: https://accesssoftek.com/
- LinkedIn: https://www.linkedin.com/company/access-softek/
- Twitter/X: https://twitter.com/AccessSoftek
- Facebook: https://www.facebook.com/Access-Softek-204301346268274/

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Profile page: https://yespress.io/access-softek
Published by YesPress — https://yespress.io
Last updated: 2026-08-14