# Accertify, Inc.

> Accertify is an enterprise fraud-prevention and risk-decisioning company that evaluates activity from account login through checkout, returns and disputes. Its Predictive Yes Platform combines machine learning, device and behavioral signals, consortium data, configurable controls and human fraud expertise to help large merchants approve more legitimate customers while containing fraud, account takeover, policy abuse and chargeback losses.

- **Founded:** 2007
- **Headquarters:** Itasca, Illinois, United States
- **Founders:** Mike Long (Founder)
- **Team size:** Approximately 950 employees based on supplied company intelligence; public company materials do not state a current total
- **Products:** Predictive Yes Platform, Fraud Decisioning, Account Protection, CARE / First-Party Fraud Protection, Payment Optimization
- **Notable:** Processed more than 10 billion transactions representing over $1.2 trillion in commerce value in 2025., Protected more than 1.63 billion Account Protection events in 2025, a reported 49.7% year-over-year increase., Helped clients stop 30.7 million fraud and abuse attempts worth nearly $5.8 billion in 2025, according to an Accertify summary of a Paladin vendor report.

## Products & services

- **Predictive Yes Platform** — A unified risk decisioning platform that combines transaction scale, adaptive machine learning, consortium data and expert services across the customer lifecycle.
- **Fraud Decisioning** — Real-time card-not-present and transaction risk scoring using machine learning, device intelligence, behavioral analytics, rules and merchant controls.
- **Account Protection** — Detects account takeover, credential abuse, fraudulent account creation and multi-accounting using device, connection, behavior and reputation signals.
- **CARE / First-Party Fraud Protection** — Identifies refund, return and policy abuse while allowing merchants to preserve low-friction experiences for legitimate customers.
- **Payment Optimization** — Gateway and SCA optimization capabilities designed to improve authorization and conversion while meeting authentication requirements.
- **Chargeback Management** — Automates dispute intake, evidence, representment, reporting and outcome tracking across major networks, acquirers and processors.
- **Strategic Risk Services** — Fraud analysts, data scientists and advisers who help clients design, operate and tune risk strategies.

## Achievements

- Processed more than 10 billion transactions representing over $1.2 trillion in commerce value in 2025.
- Protected more than 1.63 billion Account Protection events in 2025, a reported 49.7% year-over-year increase.
- Helped clients stop 30.7 million fraud and abuse attempts worth nearly $5.8 billion in 2025, according to an Accertify summary of a Paladin vendor report.
- Recovered $481 million in chargeback dollars in 2025, according to company platform figures.
- Supports 670+ global chargeback clients, more than 10 million disputes annually and 60+ acquirer and processor integrations.
- United Airlines increased its chargeback win rate by more than 40%, according to the company's case study.
- Sportsbet reduced fraud losses by more than 80% year over year and chargebacks by more than 82%, according to the company's case study.
- Target Australia reduced chargebacks by 71% while maintaining a 99% frictionless purchase journey, according to the company's case study.

## Latest updates

- **2026-06** — Introduced the 'More Yes' positioning and Predictive Yes Platform around unified AI-powered commerce decisioning.
- **2026-04** — Published 2025 scale metrics, including more than 10 billion protected transactions and over $1.2 trillion in commerce value.
- **2026-01** — Appointed Greg Dukat CEO while Mark Michelon remained President, alongside several executive-team additions.
- **2025-11** — Formed a referral partnership with RegTech Solutions for account protection in Australia's financial-services sector.
- **2025-05** — Opened a Gurgaon, India office serving data science and Strategic Risk Services teams.
- **2024-05** — Became an independent company through Accel-KKR's carve-out acquisition from American Express.

## Links

- Website: https://www.accertify.com/
- LinkedIn: https://www.linkedin.com/company/accertify-inc-/
- Twitter/X: https://x.com/AccertifyInc
- YouTube: https://www.youtube.com/@weareaccertify
- Facebook: https://www.facebook.com/accertifysolutions/

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Profile page: https://yespress.io/accertify-inc
Published by YesPress — https://yespress.io
Last updated: 2026-08-15