# 360factors, Inc.

> Austin-based 360factors sells cloud software for financial institutions to manage risk, regulatory compliance and analytics. Predict360 connects controls, policies, audits and obligations; Lumify360 combines performance and risk data; Ask Kaia supplies banking-focused AI research and guided compliance workflows. The company says its offerings serve more than 190 financial organizations.

- **Founded:** 2012
- **Headquarters:** Austin, United States
- **Founders:** Ed Sattar (Founder and former CEO; executive chairman)
- **Products:** Predict360, Lumify360, Ask Kaia
- **Notable:** American Bankers Association endorsed its compliance management solution in 2017., Company says it serves more than 190 financial organizations., Predict360 received a SourceForge Winter 2026 Top Performer award in risk management software.

## Products & services

- **Predict360** — Cloud platform joining regulatory obligations, risks and controls, audits, policies, issues, third-party oversight and training.
- **Lumify360** — Data and predictive analytics platform combining internal and external KPIs and KRIs with workflow, governance and Power BI reporting.
- **Ask Kaia** — Standalone or embedded banking compliance AI assistant with cited research, policy work and guided agents for reviews such as HMDA and fair lending.

## Achievements

- American Bankers Association endorsed its compliance management solution in 2017.
- Company says it serves more than 190 financial organizations.
- Predict360 received a SourceForge Winter 2026 Top Performer award in risk management software.

## Latest updates

- **2026-08** — Launched an Ask Kaia fair lending testing agent with pattern analysis, optional peer benchmarking and workpapers.
- **2026-05** — Released an HMDA compliance testing agent for loan-register checks and documented findings.
- **2026-02** — Made guided AI compliance agents generally available in Ask Kaia.

## Links

- Website: https://www.360factors.com/
- LinkedIn: https://www.linkedin.com/company/360factors
- Twitter/X: https://twitter.com/360factors
- Facebook: https://www.facebook.com/360Factors

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Profile page: https://yespress.io/360factors-inc
Published by YesPress — https://yespress.io
Last updated: 2026-09-29